Investment Advisory Services

HDSAM: HDSAM is a growth and income portfolio with a current objective of growth with a secondary objective of providing a future rising income stream.  The portfolio recommendations come from a series of macro and micro economic calculations including, but not limited to, Modern Portfolio Theory, Beta analysis, Alpha comparisons, Standard Deviation analysis and ROR comparison.

An encrypted web-based portfolio optimization platform is used to get the macro portfolio recommendations and a fund comparison application is used to screen out individual mutual funds,  Finally, Morningstar Advisor Workstation is used to make the final fund choices.

Portfolio optimization and fund screening take place monthly, with the average re-allocation occuring 2-3 times per year.  The portfolio will AUTOMATICALLY re-balance to the original recommendation if no re-allocation occurs within 12 consecutive months.

The benchmark for this portfolio is the S&P 500 and the goal is to meet or exceed performance while maintaining a 70-75% risk exposure.

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The S&P 500 is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.